Answer These 7 Questions If You Want To Get Payday Loans Without Going Broke

Payday loan companies aren’t new to getting blacklisted due to their negative reputation. No financial expert encourages these loans and who can blame them? Firstly, payday loans have high-interest rates that can eat up your money and spiral you into debt. Secondly, they tend to have hidden fees. Thirdly, most payday lenders are notorious for their aggressive lending and collection practices. And lastly, taking out payday loans aren’t a financially smart decision in the long run. Continue reading

Everything you should know about investing in Senior Citizen Savings Scheme

Those who haven’t already made plenty of savings for their retirement often look for avenues to save whatever money they have left. For such people, there’s something called the Senior Citizen Savings Scheme (SCSS) introduced by Post Office Savings Scheme, which offer good returns without any risk factor. But, do you know anything about this scheme and how you can open it? Well, that’s what we will let you know here in the form of a Q&A. Continue reading

Principles of Personal Finance

There is never enough money and it does not depend on level of income. There are always skin-deep desires and it feels like making them come true right away. Oftentimes, those are some little things, which cost a fortune. It hurts that being unable to save, we cannot make our dreams come true and they are of more importance than whims. This is why it is important to plan one`s budget and it does not matter whether you live on your own or have a family you live with. The most important thing to know is that economy is equal ranking to greed. It helps to manage expenses and even increase your income. Continue reading

5 Ways To Save Money On Music Equipment

Is your child the next rock star? Are you planning to buy him great musical equipment so that he hones his skills? Or are you a musician whose biggest concern is huge expenses on buying instruments. Well, if you are looking to save money on music equipment you should look for great deals on musical instruments and ensure that the ones you have bought last long. Let’s take a look at the some of the best ways to save money and use the situation to our advantage. Continue reading